Purchases, refinances, and cash-outs on rental property. Qualified on the property's cash flow, not your paystub. Operated by United Trust Mortgage (NMLS #2591548) in partnership with Raider Lending Solutions.
Whether you're buying, refinancing, pulling equity, or transitioning out of short-term debt. We structure DSCR loans around the deal, not personal income.
DSCR financing to acquire single-family or small multi-family rentals. Qualify on projected rents, not W-2 income.
Refinance existing rental property loans into new DSCR terms. Better rate, longer term, simpler documentation.
Pull equity out of stabilized rentals to fund your next acquisition, rehab, or portfolio move.
Move out of hard-money or bridge financing into permanent DSCR debt once the property is stabilized.
If any of these describe your deal, this portal is the right place to start.
Investors acquiring single-family or small multi-family rentals. First purchase or portfolio expansion.
PurchaseOwners of existing rental properties looking to refinance into better DSCR terms or longer-term debt.
Rate & TermBorrowers pulling equity from stabilized rentals to fund the next deal or capitalize improvements.
Cash-OutBorrowers exiting short-term financing into permanent DSCR debt once the property is stabilized and leased.
ExitActive investors cycling capital through acquisition, rehab, rent, and refinance. Building long-term rental portfolios.
StrategyNo retail runaround. Just an investor-focused application, a direct review, and a loan structured around your deal.
Complete the short application in English or Spanish. No tax returns required for most DSCR scenarios.
The United Trust Mortgage team reviews your property, loan type, and goals.
We present DSCR loan options tuned to your specific deal. Rate, term, and leverage.
Docs, appraisal, clear-to-close, fund. And you keep scaling your portfolio.
Each side does what it does best. You get the benefit of both, without the seams.
Raider helps real estate investors with flexible, investor-first lending solutions. Built by investors, for investors.
Raider clients with DSCR financing needs are referred to this portal for the mortgage side of the transaction.
United Trust Mortgage is the licensed mortgage entity. We underwrite and originate DSCR loans. Purchases, refinances, and cash-outs. Qualified on property cash flow.
Every application submitted through this portal is handled by the United Trust Mortgage team directly.
Purchase, refinance, or cash-out. The application takes minutes. English and Spanish both route to the same licensed team.