A single desk for investor financing.

Why this portal exists

Real estate investors often move between lenders depending on the deal. One firm for acquisition capital, another for long-term financing, another for a refinance or cash-out. That patchwork slows down the investor's pipeline and creates friction on every transaction.

UTM Capital removes that friction. Raider Lending Solutions refers its investor clients directly to United Trust Mortgage's DSCR desk through this portal. The result is a single, professional handoff whether the investor is purchasing, refinancing, pulling cash out, or transitioning out of short-term debt.

What we finance

• Rental property purchases. Single-family and small multi-family acquisitions qualified on projected rent.
• Rate & term refinance. Refinancing existing rental property loans into new DSCR terms.
• Cash-out refinance. Pulling equity from stabilized rentals to fund the next move.
• Exit from short-term financing. Transitioning from hard-money or bridge debt into permanent DSCR financing.

What we aren't

UTM Capital is not a retail consumer mortgage site. We don't sell owner-occupied home loans, first-time-buyer programs, or generic refinances. The entire experience is tuned for investor-grade transactions on rental property.

Licensing & structure

UTM Capital is a co-branded referral portal. The licensed mortgage entity operating on this portal is United Trust Mortgage, an NMLS-licensed mortgage broker (NMLS #2591548). Raider Lending Solutions is a referral partner and is not the mortgage lender on this portal.

Contact

• Phone: (818) 447-7035
• Email: arin@myunitedtrust.com
• Office: 1308 E Colorado Blvd #2248, Pasadena, CA 91106